Home1 800 PACKRAT 5400 (LD CREDIT 1 800 PACKRAT 5400 (LD CREDIT ChargeScam.com May 26, 2019 Scam Rating for 1 800 PACKRAT 5400 (LD CREDIT users have rated this descriptor so far. [helpful heading="What do you think?"] Note: A user scam rating of 100% likely means that this descriptor is untrustworthy.