Nationwide SmartMiles provides a car insurance option designed for individuals who drive infrequently. This service deviates from the standard insurance model by breaking the premium into two distinct parts. One part is a fixed base premium that remains unchanged each month. The other part is a variable premium, which adjusts based on how much the vehicle is driven. Participants in the SmartMiles program have two choices for tracking their driving. They can use a device that Nationwide sends, which must be installed in the vehicle’s onboard diagnostics port. Alternatively, if the vehicle is a Ford or Lincoln model from 2018 or later, the insurance company can access driving data directly from the car’s built-in systems. To manage their insurance, users need to access an online platform where they can monitor their driving data. This data reflects how the vehicle is used and influences the variable part of the premium. Users must log into this platform to track how their driving affects their insurance costs. The SmartMiles program is available for most vehicles manufactured since 1996. However, some vehicles, particularly hybrids and diesel models, might not be compatible with the tracking device provided. While this insurance option uses a different pricing mechanism, it aims to offer coverage similar to that of traditional Nationwide auto insurance policies. Administrative tasks, such as checking driving data and managing the policy, are conducted through the online portal. The collected data, whether from the tracking device or the connected car system, is used to adjust the variable portion of the premium according to the amount of driving. The SmartMiles approach aligns with conventional insurance in terms of coverage but differs in how the cost is determined based on driving behavior.
Nationwide Smartmiles CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Phone (Live Agent)
Follow these steps:
Pick up your phone and call 1-855-241-9720
Tell the rep you need to cancel
Request that the agent emails you confirmation or gives you a verbal confirmation code
Make sure that you won’t be charged again by asking the rep
Keep the proof given to you for your records
Web Form
Follow these steps:
Goto the website https://www.nationwide.com/personal/contact/online-form
