Freecreditreport.com provides users with a free credit report. The website is owned by ConsumerInfo.com Inc which is in turn owned by Experian. ConsumerInfo was founded in 1995 and has over 3.1 million users. The primary product offered by the website is a free account that provides a credit report. The report refreshes every 30 days if the user logs in. The creation of an account will provide users with credit monitoring alerts and dark web surveillance.
New users will need to provide personal information through the websites Secure Socket Layer encryption. Once the account has been created a report is generated which includes information such as how much debt you have, how much of your credit is being used, and how many open accounts you have. The creation of an account does not affect a users credit as the free credit report is a soft inquiry and not a hard inquiry.
Once you create your account for a free credit report you are able to upgrade your account to Experian CreditWorks Plus. Upgrading your account allows you to receive your FICO credit score which is calculated using a FICO Score 8 model. A CreditWorks Plus account also provides you with a credit overview, Experian Credit alerts, FICO score tracker, toll-free support, and Experian CreditLock.. You can upgrade for a $1 fee for 7 days to try out the services and view the benefits. You can cancel within those 7 days and you will not be charged an additional fee. If you do not cancel during the 7 days you are enrolled in the full Experian CreditWorks Plus account which is $21.95 per month plus tax.
In addition to offering a free credit report, the website also hosts a blog containing advice in multiple categories including auto loans, credit cards, debt management, managing credit, and saving money.
As a part of Experian Consumer Services, freecreditreport.com provides links to offers other than a free credit report. The site will take you to options for applying for credit cards, auto loans, personal loans, and debt consolidation loans.
FreeCreditReport.com CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Social Security Number
Date of Birth
Phone (Live Agent)
Follow these steps:
Pick up your phone and call 877-284-7942
Tell the rep you need to cancel
Give the rep the info they need to find your account
Request that the agent emails you confirmation or gives you a verbal confirmation code
